We are now in the age of debt

Scholarships are becoming more important than ever before. In the past ten years the typical American family has gotten poorer, with income dropping 2.3 percent last year and 7 percent since 2000, according to an article in USA Today.

At the same time, the cost of college is increasing and college savings can be the first thing to go. And as more go to college, the chances of getting a scholarship are becoming more and more difficult. (Cavanaugh: 205-209)

In the middle of the equation are America's next generation, college students and young professionals who are ...