Insurance scammers rob insurance company's pocket to fill theirs (Busch, 2008). People who make fake insurance claims are one of the largest criminal industries in the United States.. Due to Insurance fraud, either directly or indirectly, honest businesses and consumers are paying (Bourhis, 2005).
Unfortunately, Insurance fraud occurs in every state on daily basis (Busch, 2010).. Victims are people who are of different ages, races and incomes. U.S. bears Insurance fraud costs on average $ 80 billion per year and approximately $ 950 per family, calculated as the Coalition against Insurance Fraud (Albrecht, 2011).