Analysis of the Performance of Barclays with Other Banks of UK

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ACKNOWLEDGEMENT

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DECLARATION

I, (Your name), would like to declare that all contents included in this thesis/dissertation stand for my individual work without any aid, & this thesis/dissertation has not been submitted for any examination at academic as well as professional level previously. It is also representing my very own views & not essentially which are associated with university.

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Table of contents

ACKNOWLEDGEMENTII

DECLARATIONIII

CHAPTER 01: INTRODUCTION6

Overview of Barclays plc6

Aims and objectives of the study6

CHAPTER 02: LITERATURE REVIEW (CAMELS ANALYSIS OF BARCLAYS PLC)7

Capital Adequacy7

Asset Quality8

Management Soundness9

Earnings10

Liquidity11

Sensitivity to Market Risk12

CHAPTER 03: RESEARCH METHODOLOGY14

Research Methods14

Qualitative Research Method14

Quantitative Research Method15

Research Design15

Search Technique17

CHAPTER 04: ANALYSIS19

CHAPTER 05: DISCUSSION32

Change in leading retail bank rankings32

European banks dominate when compared by total net income32

Bank of America earned the highest revenue from retail sales in 200933

BBVA saw the highest net income from retail sales in 200933

Other performance ranking metrics34

German banks dominate when ranked by safety34

Shifting regional and competitive dominance35

The “Bad Bank” strategy is growing more popular35

Bank of America and Citigroup are unlikely to survive intact36

Canadian banks are growing increasingly dominant37

European banks face a worrying capital deficit37

UK banks are losing their autonomy38

Nationalization has permanently altered the UK banking landscape39

Organic diversification is preferable to acquisition40

CHAPTER06: CONCLUSION42

Short term goals are needed to limit impact of crisis47

Long term goals must be implemented to prevent future crises48

REFERENCES51

APPENDIX57

Abbreviations57

CHAPTER 01: INTRODUCTION

Overview of Barclays plc

Barclays is one of the leading financial services providers globally. The company is engaged in retail and commercial banking, credit cards, investment banking, wealth management and investment management services. The company's operations are spread across 50 countries spanning over the Europe, the US, and Africa. It is headquartered in London, United Kingdom and employs about 151,300 people. The company recorded revenues of £31,440 million ($48,600 million) in the financial year (FY) ended December 2010, an increase of 8% over FY2009. Operating income in FY2010 amounted to £5,797 million ($8,961 million), an increase of 33.7% over FY2009.The net profit was £3,564 million ($5,509 million) in FY2010, a decrease of 62.1% over FY2009. Established in 1896, Barclays originated as a British banking and trust firm registered under the name Barclay & Company. The company assumed the name Barclays Bank in 1917. In 1918, the company amalgamated with the London, Provincial and South Western Bank to become one of the UK's largest banks.

Aims and objectives of the study

Before starting on the course of the research, a researcher has to decide upon the aims and objectives of the research study, which would help the researcher in conducting the research. The aims and objectives act like a guide for the researcher through which the researcher can deduce research questions. The aims and objectives of this research study are as follows.

Analysis of the performance of Barclays

Comparison of Barclays performance with the UK banking ...