Why is car insurance higher for teenage boys than girls?

Young men under the age of 25 generally pay higher auto insurance than young women. Young men have a tendency to drive faster than young women, and unfortunately, less of a tendency to wear seatbelts. Young men also tend to drive more than young women and engage in more dangerous, reckless driving, and often get more DUIs (driving under the influence.

It is a well known fact that in most instances, young men pay more in auto insurance than young women do. However, most people are not aware of the reasons for this.

Young ...