SOCIAL SECURITY

Social Security



Social Security

Introduction

In supplement to the intrinsic advantages of learning, postsecondary education may supply possibilities for students to advance their paid work possibilities and financial independence. This may request for both scholars with and without disabilities. For demonstration, scholars with disabilities who profit from four year degrees normally work at rates approximating nondisabled graduates and have commensurate earnings. Research also suggests that any postsecondary education beyond a high school degree may significantly improve the likelihood of post school employment. Such findings are significant when contemplating latest efforts to improve employment opportunities for persons with disabilities, especially those obtaining federal money assistance.

The Social Security management (SSA) is to blame for two federal disability money assistance programs: the communal Security Disability protection (SSDI) and the Supplemental Security Income (SSI) programs. SSDI provides advantages to persons with disabilities who are "insured" by employees' assistance to the communal Security believe fund. That is, if an individual with a disability has previously worked and contributed taxes as required through the Federal Insurance Contributions Act (FIC A), he or she may be eligible for SSDI cash assistance. In some situations, SSDI benefits are furthermore founded on contributions made by an individual's spouse or parents. Combined with money aid, SSDI participants may furthermore obtain health insurance advantages through Medicare after a two year waiting period.

SSI also presents cash aid to eligible individuals with disabilities, encompassing young kids and youth under 18 years of age. Differing from SSDI, funding for the SSI program is derived from general levy revenues and preceding paid work is not required. Eligibility criteria for both SSI and SSDI generally include the presence of a severe, medically characterised disability and an inability to present a considerable gainful undertaking (SGA). SGA refers to earnings guidelines utilised for assessing work activity. If an one-by-one has demonstrated an incompetence to profit from more than SGA ($700 per month currently), he or she may be suitable for SSI or SSDI if other disability criteria are met.

In most states, persons receiving SSI advantages are furthermore eligible for Medicaid health protection and associated benefits. Reducing dependence on cash aid programs such as SSI and SSDI and increasing financial dependence through paid paid work are key federal and state principle goals. Declining paid work rates for individuals with disabilities during the 1990's, a time of burgeoning financial development, have highlighted the need for advancing both learning and paid work outcomes for scholars with disabilities. As compared to nondisabled employed age persons, persons with disabilities are more expected to accomplish less than a high school learning, and even less expected to pursue postsecondary learning opportunities. For juvenile mature persons with disabilities, level of education is positively affiliated with employment even when commanding for factors such as severity of disability and SSI participation. Examining the characteristics of postsecondary students with disabilities, encompassing SSDI and SSI participants, may thus aid with the development of more productive policies aimed at expanding economic and communal ...