Social factors Associated with Underinsured

Social Factors Associated with Underinsured

Underinsured individuals are defined as those people having some form of health insurance, but there is lacking in the financial protection required to cover expenses that lie outside their range (Lavarreda et al., 2011). Formally underinsured individuals are those people who get insurance throughout the year but lie under one of the following categories:

Medical expenditures are more than ten percent of their annual income.

Their annual income is less than two hundred percent of the level of federal poverty and their medical expenses are more than five percent of the annual income.

The underinsured individuals ...