Managed Care Plans



Managed Care Plans

Introduction

The two insurance companies whose managed care plans are compared are UnitedHealth Group and WellPoint. Before comparing these two insurance companies, a brief introduction has been provided for both companies.

UnitedHealth Group

It is considered to be the most diversified company in United States in the field of health care insurance. UnitedHealth Group holds the position of being the global leader in helping the people live better and healthier lives along with improving the health system. The company introduces new products and services for improving personal health and promoting healthier populations in the community. Its core capabilities are in information technology and clinical care resources which enable the company to changing needs of the heath care because more and more Americans are entering in the structured system of health benefits.

The UnitedHealth Community & State is focused on offering new and innovative managed care solutions to the programs of state that care for those who are economically disadvantaged and do not have the advantage of employer funded health care.It serves almost 3.9 million beneficiaries (www.unitedhealthgroup.com).

WellPoint

It is one of the leading health benefit company of the nation. It provides a number of health leading solutions from its wide range of portfolio of health care plans and services related to then. It also offers a complete range of specialty products which include the disability and life insurance benefits, vision, dental and behavioral health benefits. The company is headquartered in Indiana. The company provides affiliated health plans to almost 36 million people and almost 67 million through the subsidiaries (www.wellpoint.com).

Discussion

Products and Services of both Companies

The various health products that UnitedHealth Group provides are for the families, individuals, health care professionals and physician. These include the health coverage, wellness and health information, medicare plans, medicare part D, Medicaid Plans, AARP products and the Eldercare for the families and individuals (www.unitedhealthgroup.com). In case of employers, the health insurance is provided in the form of group health plans, specialty health coverage, retiree solutions, and health care solutions at global level. The services for the physicians include health care network, care programs, practice resources, OptumHealth and pharmacy programs.

On the other hand, WellPoint is known for innovation and is committed towards developing relationships in the form of trusted partners with hospitals, physicians and customers. The customers want more control in the decisions related to health care. The employers want to have most of the ...