FINANCE REPORT

Finance Report on HSBC

Executive Summary

HSBC is an international organisation that has over 1800 branches throughout United Kingdom. HSBC is headquartered in London and HSBC Bank Plc is the only one of Britain's big five banks to hold more deposits than loans. HSBC specialises in the global retail banking, the corporate banking, investment banking and wealth management banking. HSBC offers a large range of products and services to a set of targeted consumers. Thus HSBC has a product for international student. As the student market segment increases each year in September/October as the university term starts, HSBC has an opportunity to increase its customers and make more profit.

In order to create a new student account in the market HSBC conducted a market research to know what really attracted students to the bank and especially HSBC. In this report I have discussed in detail several other scenarios in which implementation of information systems, risk factors for the HSBC and bank industry in UK and financial performance of HSBC are included. The financial values of the HSBC are showing that in spite of various fluctuations the company has very good estimated values for the future and the changes seen in the recent years are almost showing stagnancy. The valuation of the organisation is telling that the company is making good profits and a very good future can be expected for the company in not so many years from now.

Executive Summaryii

Company's Description4

Overview of HSBC Company4

Information System in HSBC5

Competitive Analysis On The Industry6

Major Recent Developments, Earning Projections And Investment Action For HSBC UK6

Risk10

Possible Diverse Negative Company10

Performance & Financial Forecast14

Conclusion16

References17

Appendix20



Finance Report

Company's Description

Overview of HSBC Company

HSBC was established in the year 1836, it was done through a deed of settlement done under the name Birmingham and Midland Bank. Later in 1880 it became an incorporated limited liability company. It was later named as Midland Bank Plc and presently it is named on 18th Oct. 1999. HSBC is one of the most renowned names of the banking industry across the world. In UK, it has captured a big share in the market and is categorise as one of the leading brands in past various years. HSBC UK is basically comprised of two customer groups which are Personal Financial Services and Commercial Banking.

The services provided by the Personal Financial Services provides the customers with current accounts, savings accounts, personal loans, mortgages, debit and credit cards, financial planning, life insurance and general insurance to the customers by making use of a huge range of distribution channels which are working under numerous kinds of other brands. UK Commercial Banking provides a wide range of products and services to commercial organizations, from sole proprietors to quoted companies. These include current and savings accounts, payments, electronic banking, trade finance, loans, overdrafts, asset finance, foreign exchange and other treasury and capital markets instruments, wealth management services and general insurance (www.mergentonline.com).

HSBC's Core Business

The HSBC Bank (HSBC Holdings plc), according to the CNN Global 500 list in 2011, is the ...