FINANCE

HSBC portfolio analysis

HSBC portfolio analysis

Introduction

HSBC Bank plc is viewed as one of the largest banks currently operating in United Kingdom, and is the subsidiary of HSBC holdings. Business of HSBC comprises of wide range of business units including personal financing, commercial banking, private banking and numerous others (HSBC, 2012a). Currently the bank is operating across the country, whereas, its headquarters' is situation in the east estate of London.

According to the recent stats, this bank is the only one that is able to hold more deposits than loan, as compare to its competitors, and because of this innovative quality the bank has able to keep itself in the risk free position. Moreover, because of this strategy the bank is able to float its business operations in current economic conditions, where, majority of private and government banks have faced numerous difficulties.

Portfolio analysis of HSBC bank

The management of the HSBC bank in United Kingdom is striving hard to make its portfolio beneficial for loyal customer and easy to control. For this purpose, the management of the bank is striving hard to manage the efficiency of its entire pool of assets including (fixed assets, insurance assets, current assets, and others. Moreover, the bank is planning to diversify all of its business portfolios by introducing six filter technologies, further; according to our six-filter strategy, it is imperative for us to implement all our global standards while analyzing our financial operations, and while interacting with new clients. In last five years HSBC bank in United Kingdom have expended its portfolio pool by adding numerous assets, and other equities in the portfolio pool, with the prime objective of providing quality services, and return to loyal customers. For instance, HSBC run off portfolio that mainly comprises of customers, Mortgage related assets, and other treasury assets of the ...