Nursing homes provide residential care; permanent 24 hours for people who need considerable help with routine activities. Nursing homes are very expensive housing options, are on average more than $ 50,000 a year (Polit 2003). About a third of all residents of nursing homes pay their expenses from the nursing home for themselves. Medicare pays for some nursing home stays short term but not long-term care.
Aiming towards a senior housing solution
Some elderly people are helped with public utilities, meals, transportation, and still can take advantage of moving to senior housing complex at an affordable price. Most of these assistance programs cost very little on your income and assets. Furthermore, if one owes a small house and sells it to purchase a senior citizens home, he would fall eligible for government support. And there are certain projects where the government assists in paying the rent and are directly subsidized (Tumosa, 2007, 135-137). For instance, there are some organizations & housing facilities that accept the seniors' S.S.I income and pay a small monthly income in exchange to that for unforeseen expenditure; and in addition to that, the government does offer some aid and assistance, in the shape of housing assistance programs, but there number is far less than the original requirement and can cater to only a small number of people who own limited assets. Yet there are other options worth consideration as well:
Who can provide the funds for Housing costs?
Personal or family wealth - like stocks and savings, including the money generated through work or investment assets.
Pensions and social security retirement benefits - for many elderly, pay the rent or mortgage payments can be a major source of income (Weil, 1997, 967-1014).
Supplemental Security Income (S.S.I) - it is an assistance program that helps the elderly and needy who have low income and assets on a monthly basis.
Reverse mortgages - it is a way of earning money by keeping first-year students in the home, in order to pay for the nursing care, insurance or treatment for an ill elderly person.
Long-standing care insurance - it usually covers only the nursing home care, but some policies cover services in private homes and an array of assisted living facilities.
Medicaid (in California known as medical care) - It provides assistance to low earning groups, including the insurance, hospitalization, therapy and medical expenditure; also including some in a nursing home care and long-term care (Grint , 2000, 63-98).
Case studies
The flooding event that informed the research by the authors occurred in the North of England on 25 June 2007. The flooding crossed local authority boundaries and resulted in the activation of a large number of ERCs. Field work was conducted from 2 November to 6 December 2007 and comprised three case studies of ERCs in three local authority areas within the Yorkshire and Humber region:
Case study 1. Focused on an ERC activated within the Kingston upon Hull City Boundary, where 10,000 homes were evacuated due to ...