An Exploratory Study Into The Financial Fitness Of Bsb

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AN EXPLORATORY STUDY INTO THE FINANCIAL FITNESS OF BSB

“An Exploratory study into The Financial Fitness of BSB (Bangladesh Shilpa Bank) with Regard to Its Performance Over 1972-2008”



Abstract

In this article we provide the critical evaluation of monetary policy, financial sector partners and Bangladesh Shilpa Bank policy in Bangladesh during and after recent financial crisis. We find, in particular, that prudential supervision failed to predict depth of crisis, and although they expressed some concerns, if not taken before it was taken (partly due to lack of prudential levers). During crisis, making interest rate may be unduly delayed, while quantitative easing policy could have been more effective if focused on private sector assets, and bank rescue strategy focused too little on implications for competition. Exit strategies on horizon yet, but it is essential to be well designed to avoid risks of inflation and moral hazard on one hand, and new recession and credit crunch on other. The successful return to growth is financial sector and economy to work well together, for example in relation to housing market, investment and banking and financial market conditions, including potential impact of regulatory reforms . Are some potential difficulties, including overvaluation of prices for houses, commercial banks' losses on property potential, possible funding difficulties for banks and economic policy adjustment. All this at the risk point of current credit crunch could hinder growth in coming years.

Table of Contents

Abstract1

Chapter I: Introduction4

Background4

The Policy in Period before Crisis5

Monetary Policy5

Prudential Policy5

Chapter II: Literature Review10

Easing policies during crisis10

Interest rate policy10

Liquidity policy11

Lender of last resort15

Bank recapitalisations17

Performance of the Internet banking model: Anecdotal clues19

Person-to-person service20

Deposit charge21

Getting money and making a down fee tests22

Overhead expenditures23

Performance of the Internet banking model: Research investigations24

Identifying untainted play Internet banks and thrifts26

Strategic context and ICVs27

Impact on strategic controls34

Quantitative Easing40

Chapter III: Methodology45

Chapter IV: Discussion46

Exit strategies46

Interest rate policy46

Liquidity policy47

Lender of last resort and bailouts49

Quantitative Easing52

Time Of Exit Strategies52

Scope for return to growth53

Bangladesh housing market53

Investment And Financial Terms56

Performance of Bangladesh financial services sector59

Financial Services Reform62

Impact Of Macro-Prudential Regulation64

Chapter V: Conclusions69

References71

Appendix81

An Exploratory study into The Financial Fitness of BSB (Bangladesh Shilpa Bank) with Regard to Its Performance Over 1972-2008

Chapter I: Introduction

Background

Banks today, plays an important role in economy of the country. Central Bank of the country has primary role of supervising commercial banks and other financial institutions in an economy. It has great responsibility of formulating monetary policy in the country as well as maintaining financial stability in economy. Current situation of global recession following credit crisis and its dramatic effects on world's largest economies like U.S. and Bangladesh has increased role of central banks in economy of any country. This research tends to analyze central bank's role in stabilizing economic situation of the country through management of monetary and fiscal policy of the country along with monitoring functions of commercial and other types of banks in that economy.

Bangladesh has had the turbulent recession, emerging at time of writing with the very large fiscal deficit and loss of output relative to trend, and relatively high inflation and slow credit ...
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